Become a homeowner

General Qualification Guidelines

  • You must have lived in Denton County for at least the past 12 months
  • You must have not previously owned a home
  • You must provide last year’s income tax report, (we may request up to the past three years)
  • Your family size and annual income must fall within the ranges of the Income Guidelines table, (listed to the right)
  • Your monthly expenses cannot be more than 40% of your family’s monthly income
  • Your family must be willing to invest 350/400 “sweat equity hours” of time into building your own house, other Habitat partner families’ houses, attending future homeowner workshops, and participating in other community service activities approved by Habitat.

Note: A deposit of $1,000 or payment arrangement of $50 (or more) per month are to be paid while fulfilling “sweat equity” hours. Payments are due by the 15th of each month. As part of your commitment to the program, a Payment Arrangement and Sweat Equity Work Schedule document will be prepared for you to sign. Total deposit is due 30 days prior to signing the closing documents for your new home.

All applicants who are accepted into the homeownership program are subject to requalify every six months until they close on their home.

Applicants are required to provide Habitat for Humanity of Denton County with a copy of their credit report, dated within 30 days of the date requested. If the applicant cannot provide this, there is a charge of $25 for Habitat for Humanity of Denton County to provide it.

Last updated: 4/30/18

New application submissions are temporarily closed. Please check back with us soon. 5/29/18

*Income Guidelines (annual income must fall within the list below):
*includes child support payments in most cases

Family Size

Minimum Annual Income

  • $18,249

Maximum Annual Income

  • $36,650

Minimum Annual Income

  • $22,803

Maximun Annual Income

  • $42,060

Minimum Annual Income

  • $24,651

Maximun Annual Income

  • $45,750

Minimum Annual Income

  • $26,466

Maximun Annual Income

  • $49,450

Minimum Annual Income

  • $28,281

Maximun Annual Income

  • $53,100

Minimum Annual Income

  • $30,129

Maximun Annual Income

  • $56,750

General Application Forms

APPLICATION FORM

FORMULARIO EN ESPAÑOL

Criteria for ownership

1. Need

Must be a first time homeowner and currently live in substandard conditions

2. Ability to Pay

Must meet income requirements and have maintained steady employment for at least six months.

3. Willingness to Partner

Must be able to work 350-400 hours of “sweat equity” by building and volunteering in the community and on their house, as well as attend homeowner education training.

Equal Housing Logo

Thank you for your interest in partnering with Habitat for Humanity of Denton County. We look forward to working for you!