Become a homeowner

General Qualification Guidelines

NEED FOR HOUSING

  • You must not have previously owned a home
  • You must be homeless or living in substandard housing

ABILITY TO PAY

  • Your debt to income ratio cannot be greater than 43%
  • Your annual household income must fall within the ranges of the Income Guidelines table, (listed to the right)

WILLINGNESS TO PARTNER

  • You must have lived in Denton County for at least the past 12 months
  • You must be willing to invest 350/400 “sweat equity hours” of time into building your own house, other Habitat partner families’ houses, attending future homeowner workshops, and participating in other community service activities approved by Habitat.

All applicants who are accepted into the Homeownership Program are subject to re-qualify every six months until they close on their home.

Last updated: 7/23/18

*Income Guidelines (annual household income must fall within the list below): Min. $25,100 annually based on Affordability Worksheet and Current Appraised Home Values

Family Size

Minimum Annual Income

  • $25,100

Maximum Annual Income

  • $32,460

Minimum Annual Income

  • $25,100

Maximum Annual Income

  • $37,080

Minimum Annual Income

  • $25,100

Maximum Annual Income

  • $41,700

Minimum Annual Income

  • $25,100

Maximum Annual Income

  • $46,320

Minimum Annual Income

  • $29,420

Maximum Annual Income

  • $50,040

Minimum Annual Income

  • $33,740

Maximum Annual Income

  • $53,760

Minimum Annual Income

  • $38,060

Maximum Annual Income

  • $57,480

Minimum Annual Income

  • $42,380

Maximum Annual Income

  • $61,200

General Application Forms

APPLICATION FORM

FORMULARIO EN ESPAÑOL

Criteria for Homeownership

1. Need

2. Ability to Pay

3. Willingness to Partner

 

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Thank you for your interest in partnering with Habitat for Humanity of Denton County. We look forward to working for you!